Web Based Retirement Calculator Tools
Q. Are my current retirement savings sufficient?
One method of retirement planning is to project what you are currently saving PLUS what you have accumulated to date and see if you will have enough to meet your retirement objectives. Use this calculator to determine when/if the money will run out during retirement and it will recommend additional savings if required. Go To Calculator
Q. How long will my money last with systematic withdrawals?
You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals. A HYBRID index annuity with Guaranteed Withdrawal Income rider, can guarantee you will never run out of income. Contact us for a complementary review with no sales pressure. Go To Calculator
Q. What is my projected cash flow in retirement?
A projected cash flow statement can help you evaluate your personal income and expenses and see if you potentially may run 'in the red or the black' at a future date. Go To Calculator
Q. How will my living expenses impact my retirement?
Your living expenses may increase or decrease at retirement but will likely not stay the same. You may travel more, reduce business expenses such as eating out and transportation costs, perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you to plan your saving requirements for the day you retire. Go To Calculator
Q. What are my projected required minimum distributions?
Current tax law specifies that once you reach age 70 1/2 you must begin making taxable withdrawals from your Traditional IRAs and many other retirement plans. These minimum distributions are calculated annually based on your age, account balance at the end of the previous year, marital status and spouse's age. If you do not meet the annual minimum distribution, you may be subject to a 50% penalty on your underpayment, plus ordinary income tax as the funds are withdrawn. Use this calculator to zero in on your RMDs. HYBRID Annuities make excellent IRAs in retirement because RMDs are calculated by the company, reminders are sent, and you will never have to worry about selling assets at the wrong time, because there are no market losses. Go To Calculator
Q. How much will I need to save for retirement?
This pre-retirement calculator will help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis. Changes in economic climate, inflation, achievable returns, and in your personal situation will impact your plan. HYBRID annuity income riders, known as Guaranteed Withdrawal Benefits, can be added to your annuity and can grow at rates from 5% to 7% annually, compounded. As you get older, the payout factors may increase on select annuities. Contact us to compare.
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MyAnnuityGuy.com™ key fact: How To Open An Annuity Account:
Annuities cannot be purchased over the internet without a licensed agent. No one can possibly explain everything you need to know over the telephone. We recommend meeting FACE TO FACE. All MyAnnuityGuy.com™ agents and companies are licensed by the states in which they do business. There is zero sales pressure, guaranteed. All MyAnnuityGuy.com™ agents are covered by errors and omissions insurance from A rated companies for your peace of mind and protection. After comparing and choosing the annuity that is right for you; your agent will prepare company and State-approved transfer paperwork for your approval. It is then sent to the company issuing the annuity. Once they receive the paperwork, all details are cleared for accuracy and then the transfer request is sent to your current company, brokerage, or IRA custodian. All transfers are from institution to institution with no middle man. All insurance carriers that we work with are registered IRA custodians with both State and Federal authorities. Once your annuity is open, you will have full time access to customer service both from the issuing insurance company, and our staff. Nothing is more important to us than earning your trust. The safety and security of your money is always first priority.
Annuity Owners Manual
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