Smart Is The New Rich is the indispensable retirement guide to winning financially in the "New Normal." All-time low interest rates mixed with all-time high stock markets have put retired investors and those near retirement into the cross hairs of history. Experts agree: The markets can rise, but something has to give at some point. Where will you be when the music stops? In retirement, there are no "do overs." Smart Is The New Rich reveals your risks, considers the alternatives, and helps zero in on practical solutions.
Published by: IQ Wealth Press
Date published: 03/29/2013
Edition: 1st
ISBN: 098905389X
Available in Paperback
IQ Wealth Management
Financial Advisor
Steve Jurich, Retirement Coach, Wealth Manager, and Founder of IQ Wealth Management, speaks more like a favorite professor than an insurance agent, or even a retirement adviser. Unlike the breed of annuity agents who use pressure tactics and tired lures like “free steak dinners” to gain captive audiences, Jurich’s priority is creating more informed consumers. He takes time to make sure his clients understand the range of options available to retirees so they become better educated investors on the whole. That investment of time is a significant one for Jurich (pronounced “Jur-itch”), but he believes the results his clients see in their portfolios speak for themselves. It’s been said that “knowledge is power,” and when that knowledge is applied wisely, Jurich believes it can lead to a desirable destination: lasting wealth. Besides his role as a Wealth Manager (www.IQWealthGroup.com), Jurich is a leading expert on Hybrid Index Annuities and Index Universal Life Insurance (www.MyIndexLifeGuy.com) . He is the Editor-in-Chief of MyAnnuityGuy.com, and host of the popular radio show, Journey to Wealth, on Money Radio. His company, LYON Pension Group, specializes in defined benefits and profit sharing plans for business.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale, AZ
85258
United States
stevej7700@gmail.com
480-902-3333
MyAnnuityGuy.com is a privately owned website published by IQ Wealth Management, an accredited member of the Better Business Burueau with an A + rating. Owner and founder Steve Jurich is a Certified Income Specialist™ who has been counseling retirees since 1994.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale
AZ
85260
United States
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Phoenix Deferred Annuity & Annuities

At MyAnnuityGuy.com™, we specialize in assisting those who desire more information and education about Palm Springs annuities. For many, annuities are a complex topic, and the various options are often a bit confusing. Our expertise allows us to provide those who are interested in a Palm Springs annuity not only with the details of each option, we help you determine which is best for your individual needs. We also make no-obligation recommendations and answer any and all questions investors may have about regarding annuities.

No one wants to face their retirement years anxious about whether they will be able to live comfortably and without money worries. Sure, there are many ways to build up your “nest egg,” such as investing in various stocks and bonds, 401k contributions and IRA’s. However, with Palm Springs annuities your investments are completely safe and secure, which means you can have true peace of mind. Unlike some other investments, you won’t face losing your principal should the stock market take a plunge (other than with variable annuities).

If you are interested in a Palm Springs annuity, you likely have no idea which option may be the best for your needs. Here is a quick run-down of the 5 basic categories we recommend:

– Hybrid Income Annuities – Hybrid, or combination annuities allow you to have your choice of index or declared in one account, so you can mix and match as you please.
– Fixed Deferred Annuities – CD type interest, taxes deferred, meaning you pay no taxes until the time that you withdraw your money.
– Fixed Index Annuities – Your assets are preserved and safe from volatility in the stock market. This product is a hybrid between a variable and fixed annuity, meaning that you can earn interest when the market is in an upward swing, without risking your earnings when the market is down. You have the option of rider premiums, with no annual fees or deductions.
– Variable Annuities – Variable annuities are the riskiest of all Palm Springs annuities, but may be suitable if you are a risk taker. This option is comparable to mutual funds.
– Immediate Annuities – Similar to a pension, the immediate annuity allows you to receive income for the remainder of your life after investing a lump sum into the plan.

A Palm Springs annuity is basically an insurance product that allows investors to enjoy consistent income during their retirement years, an income that won’t come to an end while you are still living. Deciding which option is best for you can be difficult, which is why you need a professional with a thorough understanding and expertise in Palm Springs annuities to guide you. At MyAnnuityGuy.com™, we’re ready to assist you any time day or night, 24 hours a day. We help individuals like you make wise retirement income decisions.

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"Learn how our 'HIGH IQ' NEXT GENERATION ANNUITY STRATEGIES CAN HELP YOU MASTER YOUR MONEY" Certified income Specialist Steve Jurich Founder IQ WEALTH MANAGEMENT AND MYANNUITYGUY.COM -EARN MORE, KEEP MORE, PAY LESS.
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What people are saying about SMART IS THE NEW RICH,

an Amazon Best Seller in 3 categories
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Must read

I'm a Certified Financial Adviser and if I didn't run my own company I would join this guys'. Seriously, it's a must read in today's new financial reality in fact….I'm handing these books out to many of my clients for free, it's THAT important! Thanks Steve, I hope to meet you in person one of these days.
Yuerg E.

Yuerg Eichmann March 17, 2016

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Must read for retirement planning

"Smart Is The New Rich" is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy to understand, side by side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!

William Thomas March 17, 2016

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Straight talk about retirement strategies

The SMART thing to do is buy this book, read it, tell your friends, and keep it handy for future reference. It is an easy read, interesting, clearly written, and full of valuable information. "Smart is the New Rich" gives a practical, no-nonsense approach to the "de-accumulation phase" of investing, and is helping me sort out my retirement plan. Of particular interest is the clarification of the strengths and weaknesses of the various types of annuities. Although the charts and graphs are a bit small in the book, the Kindle version allows expansion of the text and therefore easy to read. If you are nearing retirement, and seeking a reliable and sustainable income for a lifetime, I highly recommend you read this book!!!

Carol March 17, 2016