Smart Is The New Rich is the indispensable retirement guide to winning financially in the "New Normal." All-time low interest rates mixed with all-time high stock markets have put retired investors and those near retirement into the cross hairs of history. Experts agree: The markets can rise, but something has to give at some point. Where will you be when the music stops? In retirement, there are no "do overs." Smart Is The New Rich reveals your risks, considers the alternatives, and helps zero in on practical solutions.
Published by: IQ Wealth Press
Date published: 03/29/2013
Edition: 1st
ISBN: 098905389X
Available in Paperback
IQ Wealth Management
Financial Advisor
Steve Jurich, Retirement Coach, Wealth Manager, and Founder of IQ Wealth Management, speaks more like a favorite professor than an insurance agent, or even a retirement adviser. Unlike the breed of annuity agents who use pressure tactics and tired lures like “free steak dinners” to gain captive audiences, Jurich’s priority is creating more informed consumers. He takes time to make sure his clients understand the range of options available to retirees so they become better educated investors on the whole. That investment of time is a significant one for Jurich (pronounced “Jur-itch”), but he believes the results his clients see in their portfolios speak for themselves. It’s been said that “knowledge is power,” and when that knowledge is applied wisely, Jurich believes it can lead to a desirable destination: lasting wealth. Besides his role as a Wealth Manager (www.IQWealthGroup.com), Jurich is a leading expert on Hybrid Index Annuities and Index Universal Life Insurance (www.MyIndexLifeGuy.com) . He is the Editor-in-Chief of MyAnnuityGuy.com, and host of the popular radio show, Journey to Wealth, on Money Radio. His company, LYON Pension Group, specializes in defined benefits and profit sharing plans for business.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale, AZ
85258
United States
stevej7700@gmail.com
480-902-3333
MyAnnuityGuy.com is a privately owned website published by IQ Wealth Management, an accredited member of the Better Business Burueau with an A + rating. Owner and founder Steve Jurich is a Certified Income Specialist™ who has been counseling retirees since 1994.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale
AZ
85260
United States

Phoenix Fixed Index Annuity & Annuities

If you are considering your retirement years and want to enjoy financial stability, you may have given Phoenix fixed index annuities some thought. Most people look forward to their retirement years, and want to live comfortably without the worry of how to pay the bills, buy groceries or even travel occasionally to see places they have never seen. If you are curious about what a Phoenix fixed index annuity is and how it works, MyAnnuityGuy.com™ works to help those just like you choose safe, secure products so that you can look forward to your retirement years with peace of mind.

What is a Phoenix fixed index annuity? Actually, this type of annuity is a cross between a fixed and variable annuity. In fact, many people refer to it as a Hybrid Annuity. Who benefits most? Those who are at or nearing retirement and desire principal protection, but who also want a measure of equity market participation find that Phoenix fixed index annuities are especially suitable for their needs.

These annuities offer optional rider premiums, some with no imposed annual fees or deductions. More people today are moving toward Phoenix fixed index annuities than at any time in history, much of this thought to be due to richer benefits and lower fees. In fact, in 2010 fixed index annuities sales hit record highs, and for good reason. These annuity options are investor friendly, and ideal for investors who desire potential growth while at the same time protection of the principal investment.

Essentially, with Phoenix fixed index annuities you get to enjoy much of the upside movement of the stock market, but without the risk of losing your initial investment, as your contractual rate of return will never go “in the red,” or below zero. In plain terms, your account can never move backward, so even in years when the market goes down, you do not suffer a loss.

A Phoenix fixed index annuity allows the investor, without participating in the market directly, to earn interest based on potential index gains in the market. If this is a product that sounds suitable for your needs, you will likely be curious about how interest is credited, along with other aspects of this type of annuity. Feeling secure about the future and your retirement years is important; after a lifetime of working and raising a family, you’re ready to relax and enjoy financial freedom. At MyAnnuityGuy.com™, we take the guesswork out of planning for financial stability in retirement. Questions about Phoenix fixed index annuities? Give us a call any time, day or night – we’re here to answer your questions and offer the guidance you need to make an informed decision.

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"Learn how our 'HIGH IQ' NEXT GENERATION ANNUITY STRATEGIES CAN HELP YOU MASTER YOUR MONEY" Certified income Specialist Steve Jurich Founder IQ WEALTH MANAGEMENT AND MYANNUITYGUY.COM -EARN MORE, KEEP MORE, PAY LESS.
Steve Jurich Book

What people are saying about SMART IS THE NEW RICH,

an Amazon Best Seller in 3 categories
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Must read

I'm a Certified Financial Adviser and if I didn't run my own company I would join this guys'. Seriously, it's a must read in today's new financial reality in fact….I'm handing these books out to many of my clients for free, it's THAT important! Thanks Steve, I hope to meet you in person one of these days.
Yuerg E.

Yuerg Eichmann March 17, 2016

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Must read for retirement planning

"Smart Is The New Rich" is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy to understand, side by side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!

William Thomas March 17, 2016

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Straight talk about retirement strategies

The SMART thing to do is buy this book, read it, tell your friends, and keep it handy for future reference. It is an easy read, interesting, clearly written, and full of valuable information. "Smart is the New Rich" gives a practical, no-nonsense approach to the "de-accumulation phase" of investing, and is helping me sort out my retirement plan. Of particular interest is the clarification of the strengths and weaknesses of the various types of annuities. Although the charts and graphs are a bit small in the book, the Kindle version allows expansion of the text and therefore easy to read. If you are nearing retirement, and seeking a reliable and sustainable income for a lifetime, I highly recommend you read this book!!!

Carol March 17, 2016