Phoenix Hybrid Annuity & Annuities
If you are interested in a Phoenix hybrid annuity but unsure of how these products work, rely on MyAnnuityGuy.com™ to provide you with everything you need to know to make smart investment choices. We are dedicated to helping individuals like you grow your income account through Phoenix hybrid annuities, a safe and secure option for those looking for an investment that is fixed, contractually guaranteed and cannot be touched by the stock market.
Basically, Phoenix hybrid annuities are a cross between a variable and fixed annuity. How does this work? You simply purchase the desired units of a variable annuity, then the balance of your portfolio is used to purchase units of a fixed annuity. With a Phoenix hybrid annuity, products are designed so that you enjoy flexible payment options and a lifetime of income.
Those of a certain age often worry about their financial future; as more and more baby boomers are retiring, they look for financial comfort. It is estimated that in about 15 years, approximately 45% of individuals in American will be age 50 or older. Today, it is simply impossible for individuals to experience financial stability and comfort through investment portfolios and real estate. This is where Phoenix hybrid annuities come in; also commonly called a combination annuity, you are able to split your annuity so that you enjoy variable and fixed annuity benefits.
How does a Phoenix hybrid annuity offer security? A portion of your investment will go into a fixed term and rate annuity (fixed annuity), which essentially offers you security. The remaining portion is invested in a variable annuity (rate is not fixed), which is riskier, but potentially offers a higher return. While most people view Phoenix hybrid annuities as an option for older individuals who are looking for a secure retirement, they are also ideal for those with an interest in stock and bond markets who have a longer period of time until they reach retirement age.
At MyAnnuityGuy.com™, we understand that choosing annuity products is not an easy task. You need an expert to help guide you through the different types of annuities, explain how they work, and help you to determine which will be the most secure for your situation. If you are interested in learning more about Phoenix hybrid annuities along with other products that may be suitable investments, depend on MyAnnuityGuy.com™ for the answers you need.