Smart Is The New Rich is the indispensable retirement guide to winning financially in the "New Normal." All-time low interest rates mixed with all-time high stock markets have put retired investors and those near retirement into the cross hairs of history. Experts agree: The markets can rise, but something has to give at some point. Where will you be when the music stops? In retirement, there are no "do overs." Smart Is The New Rich reveals your risks, considers the alternatives, and helps zero in on practical solutions.
Published by: IQ Wealth Press
Date published: 03/29/2013
Edition: 1st
ISBN: 098905389X
Available in Paperback
IQ Wealth Management
Financial Advisor
Steve Jurich, Retirement Coach, Wealth Manager, and Founder of IQ Wealth Management, speaks more like a favorite professor than an insurance agent, or even a retirement adviser. Unlike the breed of annuity agents who use pressure tactics and tired lures like “free steak dinners” to gain captive audiences, Jurich’s priority is creating more informed consumers. He takes time to make sure his clients understand the range of options available to retirees so they become better educated investors on the whole. That investment of time is a significant one for Jurich (pronounced “Jur-itch”), but he believes the results his clients see in their portfolios speak for themselves. It’s been said that “knowledge is power,” and when that knowledge is applied wisely, Jurich believes it can lead to a desirable destination: lasting wealth. Besides his role as a Wealth Manager (www.IQWealthGroup.com), Jurich is a leading expert on Hybrid Index Annuities and Index Universal Life Insurance (www.MyIndexLifeGuy.com) . He is the Editor-in-Chief of MyAnnuityGuy.com, and host of the popular radio show, Journey to Wealth, on Money Radio. His company, LYON Pension Group, specializes in defined benefits and profit sharing plans for business.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale, AZ
85258
United States
stevej7700@gmail.com
480-902-3333
MyAnnuityGuy.com is a privately owned website published by IQ Wealth Management, an accredited member of the Better Business Burueau with an A + rating. Owner and founder Steve Jurich is a Certified Income Specialist™ who has been counseling retirees since 1994.
7702 E Doubletree Ranch Road, Suite 300
Scottsdale
AZ
85260
United States

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FINALLY, honest and ethical answers to your annuity & IRA rollover questions. You are the most important part of our business!

Welcome to MyAnnuityGuy.com! We’re one of America’s best, and your LOCAL resource for honest, ethical information about annuities. We can guide you in learning how the right annuity may help you build a comfortable and secure retirement. We base our information on reliable sources like the Wharton School of Business, MIT, and a multitude of Certified Financial Planning Practitioners™.
Our site is brought to you by IQ Wealth Management, a leading advisory firm—and best-selling author Steve Jurich, host of Mastering Money on Money Radio. Money Radio is the longest running business and financial talk radio station in the United States. Mastering Money is heard Monday through Friday from 8am –9am—on 1510AM and 99.3FM. Come and join us!

Steve Jurich Book

Get a free signed copy of Steve’s best-selling book when you schedule a free no obligation review of your portfolio and financial plan. There is no charge for this initial review.

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A financial plan built for this century, not the last one.

“Once upon a time, CDs and bonds paid 5% to 9%. Retirement was simple. Planning was easier. But that was then–this is now! Is your financial plan built for where you’ve been, or where you and your spouse are going?Through thoughtful planning, careful calculation, and a lot of listening, we can help you build a solid foundation for a more stress-free retirement! Yes, you can enjoy ample income that won’t let you down, liquidity that keeps your lifestyle intact, simplicity that leads to peace of mind, and protection of principal while indexing to keep you moving forward. Yes, we can help you get there from here. Let’s talk soon!”

Steve

Steve Jurich Schedule Pic

Steve works as a fiduciary with his clients. His clients enjoy first class service and access to proprietary Next Generation annuities that over 99% of agents cannot offer.

SCHEDULE NOW

Consumer tip Checkmark

Consumer Tip

There are 4 kinds of annuities:

  • Immediate
  • Variable
  • Fixed
  • Fixed Index

We help you understand all 4 types and help you compare.

  • The least popular form of annuity is the Immediate annuity. Why? Because you give up control of your money. (And may disinherit heirs)
  • With the other 3 types of annuities, the owner remains in control and has access to the principal.
  • You can protect your heirs.

Consumer tip Checkmark

Consumer tip

All four kinds of annuities may be used as a funding tool for an IRA rollover from a 401k, 403b, 457 plan, or other IRA (There are no taxes on the rollover).

What type of annuity is right for you?

  • Are you seeking protection of your principals against market declines?
  • Would you like to benefit from increases of a market index, without the losses?
  • Are you seeking exceptional lifetime income, contractually secure?
  • Are you seeking to keep your fees to a minimum?
  • Do you want to maintain access to your principal?

If the answers are “yes” to all of the above you will want to explore our Next Generation annuity strategies — with proprietary annuity that 99% of all agents do not have access to.

Consumer tip Checkmark

Next Generation annuity benefits

  • No need to “annuitize” — much more flexible.
  • Enjoy lifetime income at exceptional rates.
  • Have more confidence in your ability to spend during your retirement.
  • Your principal is protected against market loss.
  • No advisory fee, no mortality fee deductions, no management fee.
  • Income you can never outlive, like a pension.

Considering an annuity for your IRA or 401k Rollover?

If you’re thinking about an annuity, you’re probably seeking answers.

You may have an IRA or 401k rollover coming up.

You may be concerned about risk and want a more secure IRA built with:

  • Principal protection
  • An exceptional lifetime income for you and your spouse, contractually guaranteed
  • A share of market increases without participating in market losses, ever.
  • Access to the top 1% of annuities that your local insurance agent or local bank do not offer (proprietary Next Generation annuities with top carriers, not available to all agents.)

You may also be searching for a trustworthy advisor who:

  1. Won’t insult your intelligence or make things overly complicated. Instead, you’re looking for straightforward, honest, ethical and jargon-free answers to questions like:
    • Exactly what are annuities?
    • Which annuities will provide me with the most income?
    • Which have the lowest fees?
    • How can annuities help me protect my heirs?
    • Are there annuities that will help me grow my income at 6% or better?
    • Is annuity income guaranteed for life?
    • What are the safeguards, and which companies are the most secure?
    • Will my money be available if/when I need it?
  2. Listens first. Talks second. It should be about you… your money, your goals, your retirement, and your lifestyle. So, you need to be heard.
  3. Has your back. You shouldn’t have to worry about where your advisor’s loyalties lay. In other words, your specialist must have a fiduciary duty to you, not a broker dealer or banks.
  4. Has the in-depth knowledge and years of experience necessary to make sure you get the most for your money. As importantly, you’re looking for a responsible advisor who won’t take unnecessary chances with your money or buy into the latest fads.
  5. Combines top-drawer talent with “Main Street” ethics. Let’s face it, if you’re like many Americans you’re understandably reluctant to hand over your hard-earned money to any company – especially after the recent banking failures and Wall Street mismanagement scandals. That’s why it’s vitally important to find a retirement specialist who is honest and ethical.

It may surprise you to learn that we reject more than 98% of the 1200+ annuities we review.

For nearly two decades we’ve witnessed the tremendous benefits our clients – including engineers, teachers, business owners, healthcare professionals, and government personnel– have received when they’re armed with the solid fundamentals they need to make smart financial decisions.

The result? They worry less and may enjoy life more because they…

  • Earn guaranteed income for life
  • Are insulated from downturns in the economy and stock market volatility
  • Know that their principal is secure while producing more income
  • Hold onto more of their income, and pay less in taxes
  • Have protected their heirs

And we’d like to do the same for you…

First, download our highly acclaimed informative report, “Road Map to Retirement”. Then, when you’re ready, give us a call to set a time for a personal review with no sales pressure and no cost.

Questions? Please call us today at (480) 902-3333

MyAnnuityGuy.com™, a website dedicated to you, from one of Arizona’s leading financial advisors.

As a best-selling author and experienced talk radio host, Steve Jurich (pronounced “Jur-itch) puts education first, and is one of Arizona’s leading financial advisors.

He is the author of Smart Is The New Rich, an Amazon best seller, and a co-author of Successonomics, by Steve Forbes, also a best seller.

Steve helps his clients with investments at Fidelity Institutional and annuities from many of the nation’s leading insurance carriers with combined assets of more than $500 billion.

In founding MyAnnuityGuy.com, Steve’s mission was – and still is – to help retirees achieve their financial and lifestyle goals with less complication and less risk. The company’s many satisfied clients include retired (and soon to retire) engineers, teachers, managers, technicians, and business owners who want to:

  • Secure their retirement nest eggs while growing their income
  • Build an income replacement plan that does not rely on market performance in order to succeed
  • Provide guaranteed income for life, without annuitizing and without losing control
  • Protect their heirs
  • Maintain liquid access to their money
  • Decrease the amount of taxes they pay, where-ever and whenever possible
  • Lower their overall fees, expenses, and costs

MyAnnuityGuy.com is a convenient gateway to all the information you need on annuities and how to build them in as part of your financial plan.

Since 1996, Steve has built his practice around these three core principles:

  1. Honesty: No over-the-top sale pitches… just the facts. Period.
  2. Transparency: No hidden fees. No fine print without clear and easy to understand explanations. No mumbo-jumbo.
  3. Integrity: The company’s fiduciary duty is to their clients, not to a bank manager or a broker dealer.

Steve uses a unique process to monitor over 1,200 annuities, giving his clients a critical advantage not found with most agents.

His company, IQ Wealth Management™, also provides clients with access to a number of proprietary annuities from major carriers, not available to over 99% of all other agents.

Because there can be as much as a 30% difference in payouts among the top carriers, clients may realize a difference of thousands of dollars of income annually by working with Steve—potentially hundreds of thousands over time.

Maximizing Your Income, Minimizing Your Risk and Fees:
We call it doing our job.

Here’s what you can expect when you meet with us in our office:

Step 1: You’ll talk. We’ll listen. In addition to learning more about your priorities, we’ll also ask you to share your personal, financial, and lifestyle goals, as well as your biggest concerns about your retirement income.

Step 2: You’ll learn everything you need to know about annuities. We’ll educate you on the types of annuities available, how each works, and much more. We’ll also answer all of your questions in easy-to-understand language and without the usual “industry-speak.”

Step 3: We’ll create an annuity strategy that is adapted to your specific needs. Our objective is to provide you with the highest returns possible, while reducing your risk and costs.

Step 4: You decide.

You’ve got an important decision to make. So, please get to know us. Put our ideas to work… and see if we’re not everything we promise to be. It will be one of the best financial decisions you’ve ever made.

Our many clients include teachers, engineers, business owners, health care professionals, managers, attorneys, accountants, technicians, pilots, and more. We have helped employees of companies like Boeing, Honeywell, Intel, Banner Health, and government employees of the City of Phoenix, Maricopa County, numerous school systems, and the State of Arizona.

If you’re ready to make the move from “just curious” to finding out how other professionals in your position are transforming their financial lives—from “hope so” to “know-so”, come and chat with us.

And remember, there’s absolutely no cost or commitment on your part…

When you’re ready for the next step, we’re here for you.

We’ll be happy to answer all of your questions, and help you schedule your free no-obligation, no cost personal consultation.

(480) 902-3333, or click here to schedule.Ethics.Net Logo

Consumer tip Checkmark

Consumer Tip

There are 4 kinds of annuities:

  • Immediate
  • Variable
  • Fixed
  • Fixed Index

We help you understand all 4 types and help you compare.

  • The least popular form of annuity is the Immediate annuity. Why? Because you give up control of your money. (And may disinherit heirs)
  • With the other 3 types of annuities, the owner remains in control and has access to the principal.
  • You can protect your heirs.

Consumer tip Checkmark

Consumer tip

All four kinds of annuities may be used as a funding tool for an IRA rollover from a 401k, 403b, 457 plan, or other IRA (There are no taxes on the rollover).

What type of annuity is right for you?

  • Are you seeking protection of your principals against market declines?
  • Would you like to benefit from increases of a market index, without the losses?
  • Are you seeking exceptional lifetime income, contractually secure?
  • Are you seeking to keep your fees to a minimum?
  • Do you want to maintain access to your principal?

If the answers are “yes” to all of the above you will want to explore our Next Generation annuity strategies — with proprietary annuity that 99% of all agents do not have access to.

Consumer tip Checkmark

Next Generation annuity benefits

  • No need to “annuitize” — much more flexible.
  • Enjoy lifetime income at exceptional rates.
  • Have more confidence in your ability to spend during your retirement.
  • Your principal is protected against market loss.
  • No advisory fee, no mortality fee deductions, no management fee.
  • Income you can never outlive, like a pension.

Considering an annuity for your IRA or 401k Rollover?

If you’re thinking about an annuity, you’re probably seeking answers.

You may have an IRA or 401k rollover coming up.

You may be concerned about risk and want a more secure IRA built with:

  • Principal protection
  • An exceptional lifetime income for you and your spouse, contractually guaranteed
  • A share of market increases without participating in market losses, ever.
  • Access to the top 1% of annuities that your local insurance agent or local bank do not offer (proprietary Next Generation annuities with top carriers, not available to all agents.)

You may also be searching for a trustworthy advisor who:

  1. Won’t insult your intelligence or make things overly complicated. Instead, you’re looking for straightforward, honest, ethical and jargon-free answers to questions like:
    • Exactly what are annuities?
    • Which annuities will provide me with the most income?
    • Which have the lowest fees?
    • How can annuities help me protect my heirs?
    • Are there annuities that will help me grow my income at 6% or better?
    • Is annuity income guaranteed for life?
    • What are the safeguards, and which companies are the most secure?
    • Will my money be available if/when I need it?
  2. Listens first. Talks second. It should be about you… your money, your goals, your retirement, and your lifestyle. So, you need to be heard.
  3. Has your back. You shouldn’t have to worry about where your advisor’s loyalties lay. In other words, your specialist must have a fiduciary duty to you, not a broker dealer or banks.
  4. Has the in-depth knowledge and years of experience necessary to make sure you get the most for your money. As importantly, you’re looking for a responsible advisor who won’t take unnecessary chances with your money or buy into the latest fads.
  5. Combines top-drawer talent with “Main Street” ethics. Let’s face it, if you’re like many Americans you’re understandably reluctant to hand over your hard-earned money to any company – especially after the recent banking failures and Wall Street mismanagement scandals. That’s why it’s vitally important to find a retirement specialist who is honest and ethical.

It may surprise you to learn that we reject more than 98% of the 1200+ annuities we review.

For nearly two decades we’ve witnessed the tremendous benefits our clients – including engineers, teachers, business owners, healthcare professionals, and government personnel – have received when they’re armed with the solid fundamentals they need to make smart financial decisions.

The result? They worry less and may enjoy life more because they…

  • Earn guaranteed income for life
  • Are insulated from downturns in the economy and stock market volatility
  • Know that their principal is secure while producing more income
  • Hold onto more of their income, and pay less in taxes
  • Have protected their heirs

And we’d like to do the same for you…

First, download our highly acclaimed informative report, “Road Map to Retirement”. Then, when you’re ready, give us a call to set a time for a personal review with no sales pressure and no cost.

Questions? Please call us today at (480) 902-3333

MyAnnuityGuy.com™, a website dedicated to you, from one of Arizona’s leading financial advisors.

As a best-selling author and experienced talk radio host, Steve Jurich (pronounced “Jur-itch) puts education first, and is one of Arizona’s leading financial advisors.

He is the author of Smart Is The New Rich, an Amazon best seller, and a co-author of Successonomics, by Steve Forbes, also a best seller.

Steve helps his clients with investments at Fidelity Institutional and annuities from many of the nation’s leading insurance carriers with combined assets of more than $500 billion.

In founding MyAnnuityGuy.com, Steve’s mission was – and still is – to help retirees achieve their financial and lifestyle goals with less complication and less risk. The company’s many satisfied clients include retired (and soon to retire) engineers, teachers, managers, technicians, and business owners who want to:

  • Secure their retirement nest eggs while growing their income
  • Build an income replacement plan that does not rely on market performance in order to succeed
  • Provide guaranteed income for life, without annuitizing and without losing control
  • Protect their heirs
  • Maintain liquid access to their money
  • Decrease the amount of taxes they pay, where-ever and whenever possible
  • Lower their overall fees, expenses, and costs

MyAnnuityGuy.com is a convenient gateway to all the information you need on annuities and how to build them in as part of your financial plan.

Since 1996, Steve has built his practice around these three core principles:

  1. Honesty: No over-the-top sale pitches… just the facts. Period.
  2. Transparency: No hidden fees. No fine print without clear and easy to understand explanations. No mumbo-jumbo.
  3. Integrity: The company’s fiduciary duty is to their clients, not to a bank manager or a broker dealer.

Steve uses a unique process to monitor over 1,200 annuities, giving his clients a critical advantage not found with most agents.

His company, IQ Wealth Management™, also provides clients with access to a number of proprietary annuities from major carriers, not available to over 99% of all other agents.

Because there can be as much as a 30% difference in payouts among the top carriers, clients may realize a difference of thousands of dollars of income annually by working with Steve—potentially hundreds of thousands over time.

Maximizing Your Income, Minimizing Your Risk and Fees:
We call it doing our job.

Here’s what you can expect when you meet with us in our office:

Step 1: You’ll talk. We’ll listen. In addition to learning more about your priorities, we’ll also ask you to share your personal, financial, and lifestyle goals, as well as your biggest concerns about your retirement income.

Step 2: You’ll learn everything you need to know about annuities. We’ll educate you on the types of annuities available, how each works, and much more. We’ll also answer all of your questions in easy-to-understand language and without the usual “industry-speak.”

Step 3: We’ll create an annuity strategy that is adapted to your specific needs. Our objective is to provide you with the highest returns possible, while reducing your risk and costs.

Step 4: You decide.

You’ve got an important decision to make. So, please get to know us. Put our ideas to work… and see if we’re not everything we promise to be. It will be one of the best financial decisions you’ve ever made.

Our many clients include teachers, engineers, business owners, health care professionals, managers, attorneys, accountants, technicians, pilots, and more. We have helped employees of companies like Boeing, Honeywell, Intel, Banner Health, and government employees of the City of Phoenix, Maricopa County, numerous school systems, and the State of Arizona.

If you’re ready to make the move from “just curious” to finding out how other professionals in your position are transforming their financial lives—from “hope so” to “know-so”, come and chat with us.

And remember, there’s absolutely no cost or commitment on your part…

When you’re ready for the next step, we’re here for you.

We’ll be happy to answer all of your questions, and help you schedule your free no-obligation, no cost personal consultation.

(480) 902-3333, or click here to schedule.Ethics.Net Logo