Our unique system reviews more than 1550 annuities. We'll help you separate the Good, the Bad, the Expensive, and the Merely Average.™

Cut your fees, enjoy more income, and protect the money you've worked for...

You work your entire life to grow your MONEY to a point where you can afford to retire. How do you protect the money you’ve worked so long to save? How do you pay yourself an income that will last as long as you do?

You won’t find many answers from your local bank. While bank executives are being paid record bonuses, bank CDs are paying 1%, or thereabouts.

Treasury bonds are hovering around 2% to 3%. Municipal bonds have become a safety concern to many analysts.

What is an Annuity?

An Annuity is a unique type of financial account, issued by insurance companies that can provide safety, tax deferral, principal guarantees, and a secure retirement income for life. Fixed and fixed index annuities are backed by a contract that provides written guarantees, backed by the claims paying ability of a licensed, audited and closely regulated insurance company.* We're in the research and customer satisfaction business... The companies we recommend did not take a dime in bail out money. Many have been protecting annuity holders' money for more than 100 years.

There are 5 BASIC categories of annuities

• Fixed Deferred Annuities (CD type interest)
• Fixed Index Annuities (principal protection, Indexed growth)
• Immediate Annuities (Income only)
• Variable Annuities (no principal protection)
• Hybrid Income Annuities (principal protection, liquidity, income, upside growth based on market linked interest with no losses)

Can I Roll Over My 401k Into an IRA HYBRID annuity? Yes.

In retirement, your investment approach changes. You are no longer "swinging for the fences." You want a profitable approach, and you want income, but you also want to simplify things, and lower your overall fees. When retiring engineers, teachers, managers, and business owners learn about the benefits of annuities, they wonder if they can roll over their 401k, 403b, or IRA directly into a new generation HYBRID index annuity. The answer is YES. The rollover process is the same as with any other financial account. It is not a taxable event when done properly as we have done for more than 15 years.

Choosing the Right Annuity for You

Every important decision begins with good information. MyAnnuityGuy.com can provide you with facts that are easy to understand, yet crucial to making the right choice. Our courteous staff is here to help you—we live and work right in your area!

• Start with downloading our acclaimed free guide "The Truth About Annuities--In Plain English"
• Learn the basics of how annuities work
• See the differences among the various types of annuities
• Determine which annuity (if any) suits your situation
• Call us to get further information with no sales pressure

Compare Annuities, Free

Don't settle for the first annuity you see. Our unique system reviews more than 1550 annuities. We'll help you separate the Good, the Bad, the Expensive, and the Merely Average.™

KEY REMINDER: It is a matter of record that no one has ever lost a penny to the stock market in a HYBRID index annuity, because your money is never invested directly into the market in HYBRID or fixed index annuity. Variable annuities cannot make that claim. If safety and preservation are your goals, PLEASE DO NOT CONFUSE HYBRID ANNUITIES WITH VARIABLE ANNUITIES. They are totally different in their approach. Your money is NEVER directly invested into the market with a HYBRID. With a variable annuity, your funds are invested into the market, and fees get assessed to manage, buy, and sell with the annuity. We recommend you compare. Yes, you can roll over a variable annuity into a Hybrid one, with no tax consequences if properly done. Call for help with this. An income rider on a variable annuity does not in any way protect your principal. If protecting your principal is important to you, explore HYBRID fixed index annuities with a Guaranteed Withdrawal Benefit that can guarantee level, reliable income in the range of 5% to 7%, depending on your age . Review terms and conditions with a licensed agent and financial advisor before making your choice. Thanks for visiting our site, our goal is your satisfaction and peace of mind. As Accredited Members of the Better Business Bureau with an A+ Ranking, we won't have it any other way. We invite you to talk by telephone to Steve at MyAnnuityGuy.com--he can help you sort it all out at no charge and with no sales pressure. Get confident about your money and your future again... Call Steve today at 1(888)310-1776. You'll be glad you did!

*The comparisons we make are available to anyone and to any advisor. If your advisor is unwilling to help you make honest comparisons of various benefits, withdrawal rates, fees, and expenses, we will be happy to review them with you and provide you with a "second set of eyes". We have a strict privacy policy. As A+ members of the Better Business Bureau, all inquiries and interviews are private and confidential. Guaranteed Withdrawal Benefits differ greatly among annuities and companies--the comparison you make could result in thousands of dollars in extra income for you. Call us today. All information on this site is general and not intended as specific tax or investment advice. Thank you.